Privacy Policy of MyFraudStory.com
Effective Date: November 30, 2024
MyFraudStory.com is dedicated to maintaining your trust by protecting your privacy and personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information. By accessing or using our website, you agree to this Privacy Policy.
1. Information We Collect
1.1 Personal Information
- When you submit a fraud story, register for updates, or contact us, we may collect the following:
- Your name (optional).
- Email address (for communication purposes).
- Any additional information you voluntarily provide.
1.2 Non-Personal Information
- We collect data automatically using cookies, analytics tools, and similar technologies:
- IP address.
- Browser type and operating system.
- Geographical location (city-level granularity).
- Pages visited, time spent on site, and other usage details.
1.3 Sensitive Information
- We do not request or process sensitive information, such as financial details or government-issued IDs, except where explicitly provided by the user within their story submission.
2. How We Use Your Information
- Awareness Campaigns: Fraud stories you share will be published on the website to alert others to fraudulent activities.
- Communication: Responding to your inquiries and updates about your submission.
- Legal Compliance: In case of legal obligations, such as court orders or regulatory requirements, your data may be disclosed.
- Improvement: To analyze trends, improve website performance, and develop user-centric features.
3. How We Protect Your Data
We take stringent measures to secure your information:
- Encryption of data during transmission (HTTPS protocol).
- Access control measures to limit access to personal data only to authorized personnel.
- Regular security audits and vulnerability assessments.
4. Identity Protection
4.1 Anonymity Assurance
- Your identity will remain hidden and anonymous on the platform unless:
- You explicitly consent to disclosure.
- It is required by law for investigation or legal proceedings.
4.2 Legal Obligations
- If compelled by a legal authority in the USA or internationally, your identity and associated information may be disclosed.
5. Data Sharing and Transfers
5.1 Sharing with Third Parties
We do not sell or rent your personal data. Information may be shared with:
- Law enforcement agencies or courts as required by law.
- Service providers who assist us in website maintenance and data analysis, bound by strict confidentiality agreements.
5.2 Cross-Border Data Transfers
As a global platform, your data may be transferred to and processed in countries other than your own. We ensure these transfers comply with international data protection standards such as GDPR and CCPA.
6. Your Rights
Depending on your location, you may have the following rights:
- Right to Access: Request details of the data we hold about you.
- Right to Rectification: Correct inaccurate information.
- Right to Deletion: Request deletion of your data, subject to legal obligations.
- Right to Object: Restrict certain types of data processing.
- Right to Data Portability: Request a copy of your data in a structured format.
To exercise your rights, contact us at myfraudstory@gmail.com.
7. Cookies and Tracking Technologies
7.1 Types of Cookies We Use
- Essential Cookies: Necessary for site functionality.
- Performance Cookies: To analyze site usage and improve user experience.
- Targeting Cookies: To display relevant information to users.
7.2 Managing Cookies
You can control or disable cookies through your browser settings. Note that disabling cookies may impact your experience on the site.
8. Updates to This Privacy Policy
We reserve the right to modify this policy. Updates will be posted with the “Effective Date” at the top. Continued use of the website signifies acceptance of the revised policy.
Terms & Conditions of MyFraudStory.com
Effective Date: November 30, 2024
By using MyFraudStory.com, you agree to these Terms & Conditions. If you disagree, refrain from using the platform.
1. Content Submission Guidelines
1.1 Responsibility of Submissions
- Users submitting stories are solely responsible for the accuracy and authenticity of the information provided.
- Submitted content must:
- Be truthful and not defamatory.
- Respect privacy laws and intellectual property rights.
- Not contain explicit, abusive, or offensive language.
1.2 Rights to Publish
- By submitting a story, you grant MyFraudStory.com a perpetual, royalty-free license to publish, share, and use the content across any platform to promote fraud awareness.
2. Identity and Anonymity
2.1 Identity Protection
- We prioritize user anonymity and will not disclose personal information unless required by law.
2.2 Legal Disclosures
- Users acknowledge that their identity may be disclosed to law enforcement or in response to legal obligations in jurisdictions including but not limited to the USA, EU, and India.
3. Limitation of Liability
- MyFraudStory.com is not responsible for:
- The accuracy or authenticity of stories submitted by users.
- Any harm or damages caused by the publication of a story.
4. Prohibited Activities
Users may not:
- Use the platform for unlawful purposes.
- Submit false or malicious stories to harm individuals or businesses.
- Attempt to exploit or compromise the website’s security.
5. International Use
- The website operates globally and adheres to international laws, including:
- General Data Protection Regulation (GDPR) for EU users.
- California Consumer Privacy Act (CCPA) for U.S. users.
- Users outside the USA consent to the application of U.S. laws where relevant.
6. Dispute Resolution
- Governing Law: These terms are governed by the laws of the USA.
- Arbitration Clause: Any disputes shall be resolved through binding arbitration under the rules of the American Arbitration Association.
7. Contact Information
If you have any questions, concerns, or complaints about these policies, please contact us:
Acknowledgment and Agreement
By accessing or using MyFraudStory.com, you confirm that you have read, understood, and agree to this Privacy Policy and Terms & Conditions.
